Free Checking
A no-fuss checking account with no monthly fee and no minimum balance requirement.
- Minimum Deposit: $1.00
- Minors 12 years of age or older are eligible
- Learn More
Let's get going!
In order to get started, select an account that works for you.
Certificates
A flexible certificate that earns a high yield, with the option to add funds or withdraw your interest anytime—penalty-free.
- Minimum Deposit: $250.00
- View Today’s Rates
- Share Certificate Account Disclosure
High Yield Savings
Grow your savings without sacrificing liquidity. Our High Yield Savings Account offers competitive rates with the flexibility to access your money when you need it. Plus, the more you save the more you earn.
- Minimum Deposit: $ 2,000.00
- Tiered Rates for Higher Balances
- Meet monthly qualifications—including direct deposit of at least $500 and 15+ combined debit and credit purchases—to earn our highest rates. Learn More
Money Market
Money market accounts pay higher dividends for higher balances, without sacrificing liquidity.
- Minimum Deposit: $1,000.00
- Tiered Rates for Higher Balances
Miscellaneous Savings
This free, dividend-earning savings account can be used to reach a specific savings goal.
- Minimum Deposit: $1.00
- View Today's Rates
Holiday Savings
Save for holiday expenses with this free, dividend-earning savings account. Funds automatically transfer to your regular savings account in November.
- Minimum Deposit: $1.00
- View Today's Rates
Regular Savings
Every 1st United membership starts with this free savings account—your first step toward joining and saving.
- Minimum Deposit: $5.00
- View Today's Rates